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| *Ostroff, Fair and Company>>>Credit |
Can anyone tell me how i can get a credit card with bad credit . ihave paid off the last card? |
Can anyone tell me how i can get a credit card with bad credit . ihave paid off the last card? I went to orchardbank.com they are a great company if you have bad credit. Then, Capital One would be your next choice. why do you want a bad credit.u should get other alternative for your self. don't ask for a credit card when you have a bad credit. there is one reason why your credit is bad. pay cash. open a savings account and save. good luck! Bad credit credit cards have been developed for people with poor credit and want to improve their credit rating. A secured credit card is obtained after making a deposit to the card company. You get the card with lower limit than the money you have deposited. An unsecured credit card does not need you to give any deposit. But the catch is that the bank may charge either higher interest or fees if you have bad credit. Hence find out the terms and condition before taking these types of cards. http://pay-your-debts.com/category/how-t... Prepaid or debit cards: These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Secured bad credit credit cards These credit cards are issued to bad credit people who can offer a collateral. Generally, offered to homeowners, secured bad credit cards help one rebuild his credit history. The interest rates and borrowing limits on these credit cards are good and favorable for bad credit people. Secured credit cards can also be linked to a savings account in which case it will have a credit limit of some percentage of your savings or money in your account. As the credit card issuer gains confidence with you it can increase your credit limit. Again, if you control your finances and spending, repay on time and do not default your credit history will improve. Apply online at: http://www.credit-card-gallery.com/prepa... There are some links on the left hand column of the source website listed below. |
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