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| *Ostroff, Fair and Company>>>Credit |
Why do creditors hound you even when you are on a debt consolidation programmme? |
Why do creditors hound you even when you are on a debt consolidation programmme? There are some debt consolidation programs that will call the creditors for you. I don't know where you live, but CCCS will take care of creditors harassing you. My wife used them and anytime a creditor called to bug us, she would call them and they took care of it. Try and call the debt consolidation program you are using and they might take care of the creditors for you. Because that is their job. They gotta earn their living too. Some of those debt consolitdation companies are not on the up and up. Your creditor may not be getting the payments. I would talk with your credit counselor with whatever company you used and see what's up. they should'nt if your debt consolidation company has contacted them and told them you are in the plan and what amount and when to expect pyaments from the debt counselor. If you are using one of the free, non-profit credit counseling services, you should not be getting calls from your creditors. Let your counselor know you are still receiving calls and they should put a stop to it. If your service is anything else, I would find out right away if your creditors are getting any of your payments. For profit services are sometimes shady and don't always get the cooperation of creditors. They aren't supposed to. Please contact whoever you are going through for the debt consolidation program and let them know. You pay a certain amount per month and they are supposed to distribute accordingly and be in communicaton with your lenders. That is THEIR job. Try going to Consumer Credit Counseling. http://www.4-creditcounseling.com/... They are non-profit and can help you get back on track. DO NOT PAY SOMEBODY TO "GIVE YOU A BETTER CREDIT SCORE". Those usually don't work and are scams. |
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