Does anyone have any REASONABLE ideas of how to get your car back after it is repossessed?

I live in Illinois and am currently like 80 days past due

I would think that it would be reasonable to pay your late payments and interest... other than that, you wont be getting it back. Source(s): better be quick or its gone forever anyway, they can do whatever they want with it, now that they have it. Its theirs.

If they repoded it then you have to pay off the whole loan to get it back.
You need to call the company who is holding the note on the loan for this car. They will tell you what you must do to get the car back. More than you will have to pay up all past due amounts along with the late fees, towing and storage fee and who knows what else.
you would need to pay the amount due plus any fees charged by the repo company to get it out of hock. good luck. next time just make your timely payments.
Auto finance is what I do for a living and once it's picked up there are only 2 options.

1. Pay the entire amount due in full.

2. Go to the auction when the lender is selling it and bid on it yourself.

Be aware that if they sell the vehicle at auction they will come after you for the balance due plus all fees for the repossession, towing, storage, auction, interest and lawyers.

If you do not pay them they will go to court and get a judgment, at that point they can attach bank accounts, garnish wages (if your State allows it) and file liens on any other property you may own like cars, boats, land and homes.

All of this will show on your credit for 7-years making it almost impossible to get any other type of loan without paying massive down payments, huge fees and State maximum interest rates.

Do not let this happen, call them and make arrangements to pay A.S.A.P. before it's to late.
Finance Manager for a car delaer for over 7-years.

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