Ostroff, Fair and Company
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Finacial Advice please?



How do i get a loan or line of credit?
I am in a Debt consolidation plan and have just recieved a substantial raise at work. I would now like to get a loan around 12,000 to pay off all my debts because now i can afford a descent monthly payment again. The problem is that I now have a very low credit score and I cannot get a loan thru anyone i've applied with. Is there a place that I could borrow money from regardless of credit history? Any help would be greatly appreciated.

Sounds like you're keen to jump right back into the fire. You will not get a good interest rate - save your money, pay the debt consolidation as quickly as possible and forgo a loan. If the raise is substantial - you should be able to pay it pronto without involving yourself in a loan-sharking scam.
Don't get a loan, that is why you are in this mess, Just stop spending and put every available cent you can now afford to pay off your old bills. Pick the any one you like first and pay it off, then pick another.
Stay away from credit.
a very new and sort of innovative way is to use the following website to get a loan

www.prosper.com
After you carefully follow the advice in the first two answers above, look into getting a Roth IRA with SOME of your money. Very important. Click on this to really see what it is! http://www.rothira.com/

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I will suggest you to first repair your credit and then go for a loan but if you rae in a dire need then you have to try something else but be careful and check all the terms and conditions.
To know more you can visit
http://www.hstrial-tgeorge1.homestead.co...
Easy answer my friend.
Check out http://www.mm-review.com/money/2.html...
Link #3 is the best loan program I have seen. I used them to get a loan on a car! They do really good bad credit loans or no credit loans.
Check them out
Best of luck!
http://www.mm-review.com
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