I have been paying off all my balances in full for both accounts. I received the both accounts in February. My credit wasn't bad when I got the accounts, just low. Just want to know how much my score will go up in 6 months.
Try the free FICO estimator on this site: http://triceiver.com and get a basic idea of where you are now. Then if you continue to pay off all balances each month, but more importantly, on time each month, you may see a 50-point or more increase in six months. This is a rough estimate, because your real FICO score depends on lots of factors like your credit history, payment records, negative marks, total credit line and utilization ratio, etc. So go ahead and try the estimator, play with the numbers to see what it might be in 6 months. after you've payed all or your card holder fees, and have payed your bills steady for a while.
|