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| *Ostroff, Fair and Company>>>Credit |
Credit Card Help plz? |
I'm thinking of getting a credit card for emergency purposes, but the thing is i don't have a clue what they are all about..lol such as APR etc and do i still get charged even though i dont use it? Hey Gary---big mistake to get a credit card---giirls are gona want things and they are usually expensive.. go to bankrate.com and research credit cards. it's good to build your credit, but get lowest apr and no annual fee, and no u r not charged if it sits in your drawer. except if u have annual fee. and not matter what the APR, if u pay it off totally each month and are on time with your payments, then no interest accrues against you depends on the bank sum av a annual charge b careful Be careful Honey, I got one when I went to Australia for "emergency purposes" and ended up spending money simply because I had the card and it saved my cash a bit, but when I got the bill back at home - oh boy!! APR is usually pretty high on these, why not start a savings account instead - much safer bet if you don't actually need the card at the moment. read all about credit cards. www.howstuffworks.com/credit-c... stay away from credit cards. Save up for a emergency in a saving account or money market account and dont touch it except for an emergency. Check out daveramsey.com and listen to his radio show. He has lots of good advice on money and debt. Everything you wanted to know about credit cards http://en.wikipedia.org/wiki/credit_card... If you want to apply online go here http://www.ccvault.com/ good luck |
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