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    I earn a good salary but do not have any credit history. Can I use my salary to get a credit card?
    Yes, you may be able to persuade a bank or credit union into giving you a credit card by showing them some check stubs and longevity on the ......
    Does trying to negotiate with an old creditor reset the SOL period?
    First, you should try to get it deleted from your account by disputing it with the consumer reporting agencies. If they don't remove ......
    Is 713 a good credit score?
    As far as score goes, it's good. The national average is 675 so you are well above that. The better question is what makes up your sc......
    How Long does a Credit Card Contract last?
    Until you default on the terms or one of you decides to cancel the card.......
    Are these tactics legal?
    Whooaaa! Stop! NEVER talk to collection agents on the phone! Nothing good can ever come from it! They are sneaky, slimy, scum of the ear......
    Retail workers and credit card offers?
    Personally, I would not badger, it reflects badly on the company. Just do the usual, Would you like to put this on your (Store Name) Card? I......
    I applied for a discover card and they said they'd process my application and let me know if i was approved
    When the credit card company says that they will get back with you, it means you were denied. It only takes less than 5 minutes to approve. ......
    Does anyone know how the Dept collectors acquire write off depts from the credit card co.?
    They bid for them......
    Does the credit card co. furnish the dept collectors with the creditors personal information?
    Absolutely. They give them any information that they have to assist in collecting the debt. That includes names, addresses, birthdays, and s......
    Any websites that sell nikes and jordans using a credit card that dont require credit id numbers?
    what do you mean by credit id numbers? the last 3 on the back ? because even gift cards for visa and amex should have those 3 numbers? If yo......
    Removing Cosinger from Loan?
    I hate to be the bearer of 'not so nice news' - but - if the lender won't copmply with your request fo dropping your sister as t......
    To close a bank account (checking and savings) affect my credit score?
    You can freely close bank accounts as long as you aren't in the red or under some kind of contract. Otherwise it will have no affect on......
    What stores give credit cards to people with no credit?
    Every situation is different so someone with no credit could get a card at a place where another person could not. Because there are other ......
    How long does it take for the capital one credit card to arrive after sending of application form?
    LOL at least 14 days and maybe 21. They run credit checks and send the card and pin number separately. You will get it in July some time.......
    Does having an Auto loan hurt or improve your credit score??
    If your payments are on time, it will help with your credit score. Link below gives you different scenarios that either are good or bad fo......
    If I went over my credit card limit, will it hurt my mom's credit score?
    If your mom co-signed with you or her name is anyway related to the credit card account, her credit score is effected just as much as yours ......
    What makes each credit card different?
    There a different credit card types like Visa, MasterCard, Discover and American Express. Visa and MasterCard are more widely accepted over ......
    What is the highest credit score that you can achieve?
    It depends on which score you are talking about. As far as FICO the scoring runs from 300 to 850. Vantage runs from 550 to 990. Van......
    What is inter-branch payment?
    IBP is where you have withdrawn money from a branch which is not your normal branch......
    What should your credit look like when applying for Blue from American Express?
    Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue E......
    How do I get out of a high interest credit card where they will not take a pay off?
    Transfer your balance to another card. However, you are allowed to pay down to zero dollars. Make sure you are applying the correct paymen......
    I want to apply for an Aspen Credit Card. Does anyone know the website to apply?
    ......
    Does cosigning a student loan affect your credit score?
    Cosigning any loan affects your credit. :) Source(s): Credit Forums ......
    Fix my Credit?
    Here are the basic steps to credit repair: First, make sure all the information on your credit report is accurate. Second, try to pay......
    Collections?
    I agree with Encyclopedia Magandaca and also with everything stephen h said (the only two who gave correct answers in my opinion) Unfortu......
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