|
|
| *Ostroff, Fair and Company>>>Government & Non-Profit |
When a credit check is done in relation to a job (government) what are they looking for? |
I'm applying for a government job and the announcement states that a credit investigation will be performed due to a low level security clearance. I'm not sure what they are looking for. Is bad credit enough to fail their investigation? Mostly they're checking your debt. Their thinking is that if you've got a large amount of unpaid bills, that you're a security risk. Terrorists and whatnot pay money for sensitive information. Basically it's a non-criminal background check to see how well you follow through on your responsibilities/financial obligations. If you have a history of not managing your money or blowing creditors off you're not likely to be considered a responsible/reliable future employee. If you're way over your head in debt, there is risk that you may resort to job related criminal behavior of some sort to supplement your income. If your credit sucks because you have been unemployed for some time, there may be some allowance made under certain circumstances. It's all part of being profiled. 20 years public service They are looking to see if you are in debt. Typically, they're just making sure you're not up to your ears in debt, because most employers think that means you'll start embezzling or something, or become a target for corporate/government espionage (which pays pretty well I assume). Far-fetched, but they really do think that way. |
Finance Categories--Copyright/IP Policy--Contact Webmaster |