Ostroff, Fair and Company
*Ostroff, Fair and Company>>>Insurance

Whats the point of insurance?



If your paying for insurance on a phone, its stolen, you order another one and you have a 50 dollar deductable, but yet the deductable is more than the phone was in the first place. Maybe some one can give me a answer i can understand

Apparently you haven't tried to replace a lost, stolen, or damaged phone halfway through your contract. Sure the phone is 50 bucks or less when you're signing a new contract with them, but that's the only time you can get it that cheap. You don't get the discount without signing or renewing a contract, so the insurance is there for people that are likely to need a new phone before then.
ummm, you pretty much just answered your own question. It's useless for you, a nice money-maker for them
Funny. You're betting them you're gonna die, they're betting you you won't.
That's why you wouldn't want an insurance for a phone!!!
Its so big insurance companies can make lots of money for doing absolutely nothing.
there really is no point to it. My sister's phone was stolen and they didn't cover it.
Getting insurance on a cell phone is a big mistake for anybody. You pay 5 or 6 bucks a month for the premium and then you pay a 50 deductable for a USED phone and battery. I did this with NEXTEL and hate that company. They provided poor service and took no responsability for the insurance company that they sign you up with. Stay away from SPRINT/NEXTEL and any form of cell phone insurance!
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