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| *Ostroff, Fair and Company>>>Insurance |
How much would yearly insurance cost for a 16 year-old dirver with a mitsubishi eclipse? |
How much would yearly insurance cost for a 16 year-old dirver with a mitsubishi eclipse? The average yearly auto insurance premium for the average American in an average car is a little over $900 per year. A 16-year-old (let's assume male) male is one of the highest risk drivers around and will easily pay double that and potentially a lot more depending on things like the driving record. If you are just looking for a ballpark figure....why don't you just go with about $2000 per year and that's without any driving incidents (tickets or accidents). If you get a ticket or get in an accident, you can plan on paying close to $4000 per year. This depends on what state you live in. You can compare prices and get a quote on the website Progressive.com. Check out the link here: http://www.progressive.com/ Hope this helps. God Bless..... depends on a LOT of factors...previous driving record, credit history, coverages you choose, the state you live in, other drivers in your household, your grades in school, what specific type of Eclipse it is (Spyder, etc). The only way to know for sure is to call around to insurance agencies or check companies that quote online like Progressive, Geiko, or State Farm I was an insurance agent for many years, now I'm an underwriter Well, it depend if you're a male or a female....Male driver have a higher risk then female driver so the premium will be more for a male driver under the age of 25. You probably won't be able to get an insurance by yourself so your parents will have to put you on their insurance. It can cost anywhere from $2000.00 or more a year. The insurance company will probably consider your car a sports car, so therefore, the premuim can even be higher. But, if you have a good grade in school meaning A's & B's, some insurance company will give discounts. it's gonna cost at least six figures Call your dad's insurance company and ask them. Every time you look at a car, ask the insurance company what it will cost to insure it before you sign on the dotted line. Also at 16, would suggest you go to Road America ---Skip Barber Driving School and take the two day course. It costs some money but it will be fun and more importantly, it will make you a better driver. Once you complete the course, most insurance companies will reduce the rates because you've had good training. You'd get to drive on a skid pad, drive a Viper around the track, practice threshold braking, and you'd learn to handle emergencies. Then each year you drive without accident, your rates will drop faster than someone who didn't take the class. We know, we've compared the rates. |
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