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| *Ostroff, Fair and Company>>>Insurance |
Can police tell if your insurance is fake........................ |
i have this crazy friend who doesnt have insurance anymore and is thinking about making a fake insurance card but just putting new dates over the old ones and photocopying it. he says he wont get caught but im pretty sure that police have like a database or something and can tell, so am i right? The police may or may not check the authenticity of your insurance if you get pulled over, but if he so much gets an inkling you are hiding something or you appear untrustworthy, he'll run all sorts of background checks on you and may eventually find out that your insurance isn't valid at all. But just in case your friend gets caught, and the police slaps him with driving without insurance, he'll go to jail too for fraud. Too much at stake, isn't it? the police can call it in and tell. I'm not sure. Usually they just want to see proof, but if he gets in an accident and presents the fake card - he will get hit for fraud on top of not having insurance when the other person realizes its a scam, and since he's using his real insurance company it will be easy for them to say "he cancelled on such-and-such date." risky risky business. You are definately right! Ever see a police officer with a laptop computer in their vehicles? They can check your insurance with the flick of a mouse. I often wondered why you had to carry "proof" of insurance since they have it right there. Please tell your friend he is WRONG and he WILL go to jail! This is not only illegal to drive without insurance, but it is also fraud by changing the card he has. I am a Paralegal No, actually they don't have a database. HOWEVER, the DMV (or Secretary of State in some states) gets a report from insurance companies DAILEY of people's insurance that has lapsed. Then they'll send you out a letter stating you have to provide proof of NEW insurance within 30 or 60 days or they'll suspend your plates until you do. Also, insurance fraud happens to be a felony in every state in the union. Not a good idea. It will cost him/her more money than the policy. Here's an article that discusses some of the social problems this causes: http://cbs4denver.com/topstories/local_s... Slainte, -D Muggie is right - they can tell. Not only if the cop is smart enough to see the faked card, but the insurance company notifies the DMV and it's tacked to your license. |
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