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| *Ostroff, Fair and Company>>>Insurance |
How do insurance companies use a pre-exsisting condition in regards to how much they compensate an individual? |
for bodily injuries? A pre exhisting clause pretty much states that anything you've been treated for by a medical provider prior to your insurance coverage, will not be covered. This can be a temporary or permanate thing. Many policies have a no preexhisting clause for the first year of coverage. Keep in mind that it's only a pre-exhisting condition if you have been treated for that condition by a medical provider. if they know about it they aren't going to pay for it. if you knew of your pre-exsiting condition,the insurance company will give you nothing,but if you can prove you knew nothing about it then they have to pay,this may have to be backed up by your doctor stating that you have never been treated for the condition. been there done that If there is a prex clause in your insurance, you can submit certificate of credible coverage if you had prev insurance, they may waive the prex period |
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