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| *Ostroff, Fair and Company>>>Insurance |
Is there a health insurance company that will cover my self and my wife that is now pregnant? |
Is there a health insurance company that will cover my self and my wife that is now pregnant? Here is a little guide on choosing a health insurance plan http://www.knowledge-wizard.com/health-i... Try the "insurance" section on www.lagerstone.com & look around. if you are asking if someone will cover you now that your wife is already pregnant and you want the pregnancy covered. chances are no. you may be accepted in with a clause in regards to "pre-existing conditions" which this pregnancy is. I suggest you get a group plan with an employer - even make up your own company and give yourself a group plan and add someone else who needs it. group plans generally cannot discrimiate preexisting conditions and you can generally get one with as little as three people Since pregnancy cannot be considered a pre-existing condition (part of HIPAA law) on small groups, I suggest you either get on your employer's group policy, start a group policy if you own your own business, or find a job with medical benefits that you can sign up for. Any company you apply for individual coverage with will decline you since your wife is currently pregnant unless you are in a "guarantee issue" state. Good luck. insurance agent 23 years Because your wife is already pregnant you're really in a bind. The absolute best thing you can do is provide health insurance through an employer. If you get a job that offers health insurance then the insurance company will not deny her coverage, however, she is considered pre-existing now and will not be able to get on new coverage. It's either a choice of getting on a group plan or getting on a state plan. http://info.insure.com/health/pregnancy.... |
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