Ostroff, Fair and Company
*Ostroff, Fair and Company>>>Law & Legal

Why did i fail my background check?



Thats the only thing that prevented me from getting the job, the failed background test. I dont have a criminal record. Im 19 years old. Never failed a drug test. I have about 2,000 dollars in debt but i dont think that can prevent me from getting a job. Because my boyfriend is the same age as me, has the same amount of debt, and got a job at the same place im trying to get hired at.

Did they tell you you failed your background check? If so they are supposed to disclose to you where was the failure. Source(s): F.Y.I. Since obviously someone who doesn't know a damn thing about your situation gave me a thumbs down. Per FACRA:

The FCRA is designed primarily to protect the privacy of consumer report information and to guarantee that the information supplied by consumer reporting agencies is as accurate as possible. Amendments to the FCRA 鈥?which went into effect September 30, 1997 鈥?significantly increase the legal obligations of employers who use consumer reports. Congress expanded employer responsibilities because of concern that inaccurate or incomplete consumer reports could cause applicants to be denied jobs or cause employees to be denied promotions unjustly. The amendments ensure (1) that individuals are aware that consumer reports may be used for employment purposes and agree to such use, and (2) that individuals are notified promptly if information in a consumer report may result in a negative employment decision.

Again, I repeat. This employer needs to advise you why you were denied employment if it in fact had to do with your credit history report.
You may have forgotten something or double check the info they used it may not have correct numbers
You owe 2000 but what is your credit score?
Did you include any incorrect or misleading info on your resume? For example, some folks claim that they have a college degree but they really don't - that would turn up in a background check. Also if you have a bad DMV record - several DUIs, that sort of thing - that could also be a factor.

If you are working in an area where you would handle money (for example, an accounting job), your credit score may indeed be the culprit. Background requirements are sometimes different for employees who will have fiduciary responsibility - the theory is that if someone isn't able to pay their own bills they may be tempted to borrow the company's money to pay them.
If you live in the US read up on the Fair Credit Reporting Act. It actually covers background checks with regards to employment. I am fuzzy on the details, but they have to tell you why. And they can't NOT hire you if it has nothing to do with the job. (I hope that makes sense).

Like if you are interviewing for a position in a finance or accounting department and your background indicates that you have crediters calling you all the time. They could turn you down based on that.

I am pretty sure they have to tell you why, or give you access to the same agency they used to pull your background check.
they might not of needed anymore help or you forgot something that you needed
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