Ostroff, Fair and Company
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What are the factors to consider before making any budget?


What are the factors to consider before making any budget?

Categorize your spending and allot money for each category and then track your actual spending. Some categories would be Housing, Groceries, Entertainment, Utilities, Gas, etc. I would also go one step further and use a software to help you in this budgeting process. I use a free online one, http://www.expenseregister.com . It has some neat features to set up a budget and the defaults are pretty neat... you don't have to worry about how much you want to allot for each category. Source(s): http://www.expenseregister.com
Income and expenditure
where is my next meal going to be?
Create a finance diary to see your actual spending
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