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| *Ostroff, Fair and Company>>>Other - Business & Finance |
Which credit card is reliable and gives good reward program with reasonable annual fee and no hidden fees? |
I mean they do not harass you for an honest mistake/delay. Normally in US they will understand the situation and try to keep a customer, but in India everybody seems to be scared of these companies. Anybody had a good experience? The new Discover Miles Card, allows you to redeem your reward points or reward miles for any travel purchase. This is a perfectly No Hassles Miles program. Earn 1 mile for every dollar you spend. This offer has an upper spending limit of $3,000 in restaurant and travel purchases. The limit of miles in your account has been reduced from 25,000 to 20000. The points can also be redeemed for gift certificates. Discover has tied up with 50 merchants, this gives a lot of choice. The gifts can be redeemed in the following ways, 1,000 miles for $5 gift card, 3,500 miles for $25, 6,000 miles for $50 etc. The Discover Miles Card allows you to use a travel agent of your choice for your travel related bookings. The Discover Miles Card comes with no blackout dates or restrictions. The restrictions like booking 21 days in advance and staying on Saturday nights don't bother the customer anymore. Apply online at: http://www.credit-card-gallery.com/disco... Almost all credit cards have hidden charges. Best way to use a credit card is to pay up well in time and not utelise the credit period or part payment options ALL CREDIT cards are money spinners for the banks & they charge exorbitant interests & other charges, nowadays all credit cards waive off annal fees & have reward points & discount schemes....it is best not to use credit cards, however if you want one for emergencies & will be paying entire amount regularily then it is best to take credit card from the same bank you have a bank account with. capital one credit cards are good Trying to find a good credit card company is like trying to find a good cable company: almost impossible. Generally speaking, the companies that market heavily to people who are bigger credit risks will clobber customers with late fees, over-limit fees, etc., and will raise interest rates at the slightest provocation. Capital One, Orchard, and Household Finance are among the worst. Companies that are more selective about who they offer cards to? They impose those same fees and rate hikes, but if you get them on the phone and ask, they're quick to drop them. They are eager to boost limits to $100,000 or more, and hope that their customers will buy rental properties on their credit cards as an impulse buy, and not get around to getting a regular mortgage for a few months. let me tell u, first of all, no one is afarid of all these card companies. If u spend and pay ur bills regularly why should u be afraid of credit card companies. In my opionion and experice the best companies in India right now are: 1. American Express 2. Citi Bank 3. State Bank of India i have credit cards of all these three companies for almost 10 years now and i dont pay any annuall fees. re points citibank is best ICICI Credit Cards are wonderful. They dont have hidden costs. Also they have a promotion going on where they are giving their cards for Lifetime free Plus 250/- Gift Voucher on First Expense Really Nice scheme and Life time free. I am using the same one. So what are you waiting for just get your sleeves up and move on dude. |
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