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| *Ostroff, Fair and Company>>>Personal Finance |
Top money saving tip? |
What is your most smartest trick to save money at the department store, grocery, gas station or even shopping online. In 250 words or less. Am looking for your best money saving tip! I am a new home owner and looking for ways to save money. Best answer wins 10 points . Each answer must nbe AT LEAST 2 sentences, thanks Leave your wallet home! these are the things i use to save money: 1) use coupons. 2) buy on sale. 3) apply at part-time at target & use your employee discount to furnish your house & buy groceries. most target groceries are oftentime cheaper then grocery stores. use the mileage from full-time job to part-time job as tax deduction. 4) use credit card that offers reward points & then cash them for gift cards to places you use frequently (groceries, home furnishings, etc). good luck i was want to help then u make it so hard to help so sorry anther time Paying an extra $15, 25, $50 or more dollars towards your principle each month will save you literally thousands of dollars in interest payments over the life of your loan. Ultimately you can reduce the amount of years you have to pay on your mortgage depending on the amount of extra principal paid monthly. (i.e., 30 year mortgage reduced to 25 or 20 years). You may request an amortization schedule from your lender. Have several ways to stash cash chunk down what ever you have left every month. Put some in an interest building account with a high yield. Only buy in bulk once a month and do not make any unnecessary trips do everything at one time. Be wary of some sales and compare prices. You may think you are getting a good deal, but usually the markup is higher. If it is not a necessity to live do not buy it. I agree with what everyone said except for your mortgage. Get an amortization so out know exactly how much you're paying each month. On the first half of the life of a mortgage, you pay about 70%. Whatever you save in coupons, put it in a coffee can. Bill collector 35 years |
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