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| *Ostroff, Fair and Company>>>Personal Finance |
I'm going BANKRUPT!!!!! SOS!!!!!!? |
I'd notice that my savings is going,going,GONE!!!!! Please give me your best advise SO I CAN REALLY focus on my savings as there are many distractions that I've been encountering like Buying Loads for my celfone, & BUYING those beautiful stuff from the EBAY....Thanks a lot for your advises...GOD BLESS!!!! Grow up, take responsibility for yourself, and stop spending money. Don't spend money you don't have! mAKE YOUR SELF A BUDGET....FOR ONLY STUFF YOU REALLY NEED...RENT FOOD GAS...BUS PASS.....AND KEEP TO IT...DONT CARRY AROUND MONEY... Stop buying what you want, and only what you need: housing, food, clothes, medical care. You do not need name brand stuff. Talk to your creditors to lower your payments. Good luck! stop going to ebay sell stuff you dont need and get a savings account and deposit a good amount of money every week like 100 dollars a week and dont withdraw it. stop using your cellfone too much use it when you need it not just to talk to someone thats why you have a house phone Get a job - something you enjoy. Sell some of the things you don't really need on eBay. Work extra hours including the weekend. Make sure you discipline yourself to put savings away every pay period and only spend what you need. Easier said than done, but I think you are now aware of the importance of "bare necessities" Sometimes, it takes getting into the hole you are now in to be able to set up a budget and work within those guidelines. I'm there, its hard, but you can do it!! Good Luck! Focus more on what you NEED not WHAT YOU WANT !! |
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