Ostroff, Fair and Company
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What can I do in a financial bind?



My husband just injured his back and I need to get back into school so I can be the sole bread winner how can I cover my expenses while I am going back to school. I also have two children and really working at the local walmart just won't handle all our bills. He is not eligible for disability and we filed for banckruptcy and I don't know if we can get a loan until we get back on our feet what would be the best option for us?

That sounds like a very tough situation, and I feel bad for you. Did you try looking to see what sort of options there might be for married students with families? With bankruptcy, you most likely will not be able to get another loan for at least 7 years, so I think that will be out of the question. If his back injury isn't keeping him immobilized, is there any way he could perhaps get a job where he won't be required to spend a lot of time on his feet (and if he does have to be on his feet, he has the opportunity to sit frequently)? How about doing some online selling on eBay, if you have some idea of what to sell.

At least you won't have to worry about childcare expenses if your husband stays at home. Are you in Canada, or in the US? It's a tough battle to fight, but I think you could make it with some creative thinking. Does your husband have any hobbies which could be turned into a part-time job (like woodworking, for example)?

I'm just throwing out whatever ideas I can come up with off the top of my head. I don't know if any of them will work, but I wish you the best! Things will be okay :)
I'm sure your funds are limited, but you should speak with a social security lawyer.
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