Ostroff, Fair and Company
*Ostroff, Fair and Company>>>Personal Finance

Are debt collectors allowed to call your family?



Somehow a debt collector got my parents phone number and have been calling them. Isn't that an invasion of privacy? I don't want these people harassing my aging parents.

Send the debt collector a registered letter telling them to "cease & desist" calling your parents.

There are federal laws regarding this called the "Federal Fair Debt Collection Practices" - http://www.ftc.gov/os/statutes/fdcpa/fdc... Source(s): http://www.ftc.gov/os/statutes/fdcpa/fdc...
http://www.josephsangl.com
That is exactly why they are doing it. They shouldn't be able to talk to your parents about the debt unless they are on it also. But getting them to stop calling may not be possible.
They can only contact them if they do not have a number for you or if you are at their home. You can tell them exactly what numbers they can call and at what times and they have to comply. The most important thing however, is to get your debt paid off so that they will stop calling altogether!
http://www.lowcardinterest.com/stop_coll...
From ftc.com...

May a debt collector contact anyone else about your debt?

"If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money."
http://www.ftc.gov/bcp/conline/pubs/cred...
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